Personal Finance

Collections of personal finance journals from individuals sharing their financial journeys and tips

90 articles · Updated regularly
How People Are Finding Business Class Flight Deals at Lower Rates
Personal Finance

How People Are Finding Business Class Flight Deals at Lower Rates

Discover how to find affordable business class flight deals with expert tips and community insights for luxurious travel in 2025.

11/20/2025 3.305 min read
Are Your SNAP Benefits Changing This Year? How Seniors Can Check and Fix Errors
Personal Finance

Are Your SNAP Benefits Changing This Year? How Seniors Can Check and Fix Errors

Stay informed about SNAP benefits changes for seniors. Learn how to check and fix errors affecting food assistance.

11/20/2025 3.295 min read
What to Know About Rent to Own Homes Before Signing a Contract
Personal Finance

What to Know About Rent to Own Homes Before Signing a Contract

Discover the essentials of rent-to-own homes, including contracts, responsibilities, and critical considerations before making a decision.

11/20/2025 3.415 min read
27 Cleaning Hacks That Help With Household Odors
Personal Finance

27 Cleaning Hacks That Help With Household Odors

Discover 27 effective cleaning hacks to eliminate stubborn household odors and keep your home smelling fresh and inviting.

11/19/2025 5.245 min read
4 Amazon Gadgets That End Up Getting Daily Use
Personal Finance

4 Amazon Gadgets That End Up Getting Daily Use

Discover the top 4 Amazon gadgets that enhance daily life, from smart home devices to kitchen tools. Transform your routine!

11/19/2025 3.7 min read
Could This Smart Plug Slash Your Winter Energy Bill
Personal Finance

Could This Smart Plug Slash Your Winter Energy Bill

Discover how smart plugs can help you reduce winter energy bills by monitoring usage and automating devices for efficiency.

11/18/2025 3.53 min read
7 States Giving Seniors a Property Tax Break This Year
Personal Finance

7 States Giving Seniors a Property Tax Break This Year

Explore the 7 states that are providing property tax breaks for seniors this year. Understand who qualifies and how to apply for relief.

11/18/2025 3.305 min read
Check These 6 Household Items Before You Throw Them Out
Personal Finance

Check These 6 Household Items Before You Throw Them Out

Before discarding old household items, explore their potential value or recycling options to make informed decisions and declutter wisely.

11/18/2025 3.1 min read
Medicare Enrollees Can Now Get Help With Dental Bills
Personal Finance

Medicare Enrollees Can Now Get Help With Dental Bills

Explore new options for dental bill assistance under Medicare for seniors, enhancing access to dental care and improving overall health.

11/18/2025 2.82 min read
How to Spot a Valuable Toy Before Selling It at a Garage Sale
Personal Finance

How to Spot a Valuable Toy Before Selling It at a Garage Sale

Learn how to spot valuable toys before selling them at a garage sale and maximize your profits with these essential tips.

11/18/2025 3.22 min read
The Medicare Open Enrollment Checklist Every Retiree Needs
Personal Finance

The Medicare Open Enrollment Checklist Every Retiree Needs

Navigate Medicare open enrollment with our essential checklist for retirees, ensuring you make informed healthcare choices every year.

11/17/2025 3.21 min read
What Seniors Need to Know About Medicare’s New Price Cap
Personal Finance

What Seniors Need to Know About Medicare’s New Price Cap

Explore Medicare's new $2,000 price cap on prescription costs for seniors and learn how it impacts medication affordability and healthcare budgeting.

11/17/2025 4.135 min read
CMS Names 64 Drugs Getting Inflation Rebates-Prices Drop Up to 60% This Fall
Personal Finance

CMS Names 64 Drugs Getting Inflation Rebates-Prices Drop Up to 60% This Fall

CMS announces price reductions of up to 60% on 64 prescription drugs due to inflation rebates, benefiting Medicare recipients this fall.

11/17/2025 3.15 min read
2025’s Price Drop: Obesity Drugs as Low as 149 Dollars a Month
Personal Finance

2025’s Price Drop: Obesity Drugs as Low as 149 Dollars a Month

Discover how obesity drugs like Ozempic and Wegovy may drop to just $149/month in 2025, offering affordable weight loss treatment options.

11/17/2025 3.655 min read
Did Medicare Just Slash These 10 Drug Prices in Half for 2026
Personal Finance

Did Medicare Just Slash These 10 Drug Prices in Half for 2026

Learn how Medicare's drug price negotiations set for 2026 aim to reduce costs for beneficiaries and enhance healthcare affordability.

11/16/2025 3.07 min read
Foldable Canes Are Replacing Traditional Walkers Among Seniors
Personal Finance

Foldable Canes Are Replacing Traditional Walkers Among Seniors

Discover why foldable canes are becoming the preferred choice for seniors over traditional walkers, blending style, safety, and convenience.

11/16/2025 3.695 min read
This Diet Is Gaining Attention for Lowering Cholesterol Naturally
Personal Finance

This Diet Is Gaining Attention for Lowering Cholesterol Naturally

Discover how diet changes can naturally lower cholesterol levels, improve heart health, and inspire lifestyle modifications for better wellness.

11/16/2025 3.51 min read
Prescription Prices Fall from $10 to Cents What’s Driving the Change
Personal Finance

Prescription Prices Fall from $10 to Cents What’s Driving the Change

Explore the significant decrease in prescription drug prices and the legislative changes driving this trend for better consumer access and affordability.

11/16/2025 3.945 min read
Obesity Meds May Soon Drop Below 149 Monthly
Personal Finance

Obesity Meds May Soon Drop Below 149 Monthly

Obesity medications may soon be available for $149 monthly, improving treatment access and health management options for many individuals.

11/16/2025 3.265 min read
Cardiologists Eye This 5-Minute Option as a Pill Alternative for A-Fib
Personal Finance

Cardiologists Eye This 5-Minute Option as a Pill Alternative for A-Fib

Explore an innovative 5-minute procedure as a potential alternative to medication for treating atrial fibrillation, revolutionizing heart management.

11/16/2025 3.275 min read
Medicare’s New Prices Revealed Will Your Medications Cost Less Soon
Personal Finance

Medicare’s New Prices Revealed Will Your Medications Cost Less Soon

Medicare's new price adjustments promise lower medication costs for seniors, enhancing affordability and access to essential drugs in 2025.

11/16/2025 3.675 min read
This Food Might Help Unclog Arteries Fast
Personal Finance

This Food Might Help Unclog Arteries Fast

Discover the foods that can help unclog arteries and improve heart health through dietary changes and lifestyle adjustments.

11/13/2025 3.78 min read
8 States Lowering Property Taxes for Seniors This Year
Personal Finance

8 States Lowering Property Taxes for Seniors This Year

Discover 8 states lowering property taxes for seniors in 2023, offering relief and helping maintain homeownership for elderly homeowners.

11/13/2025 3.42 min read
The New Mobility Gadget Seniors Prefer Over Walkers
Personal Finance

The New Mobility Gadget Seniors Prefer Over Walkers

Seniors are choosing modern rollators over traditional walkers for enhanced independence, stability, and comfort in mobility.

11/13/2025 2.99 min read
New Alzheimer’s Injection Arrives With 4 Key Questions
Personal Finance

New Alzheimer’s Injection Arrives With 4 Key Questions

Discover the new Alzheimer's injection Kisunla, its benefits, side effects, eligibility, and how it impacts modern treatment options for patients.

11/13/2025 3.335 min read
Medicare Just Added More Drugs to Its Price Negotiation List
Personal Finance

Medicare Just Added More Drugs to Its Price Negotiation List

Medicare expands its price negotiation program, adding more drugs to lower costs for seniors. Discover key updates and implications for beneficiaries.

11/13/2025 3.275 min read
Medicare Adds More Drugs to Its Negotiation List
Personal Finance

Medicare Adds More Drugs to Its Negotiation List

Medicare is enhancing its drug negotiation program to improve affordability, aiding millions of beneficiaries with substantial savings on prescription costs.

11/13/2025 3.175 min read
10 Costly Medicare Drugs Get Price Cuts in 2026 Check If Yours Qualifies
Personal Finance

10 Costly Medicare Drugs Get Price Cuts in 2026 Check If Yours Qualifies

Discover upcoming Medicare drug price cuts in 2026, providing significant savings for seniors on vital medications. Learn more about eligibility and impact.

11/13/2025 3.075 min read
Why Eliquis and Jardiance Prices Are Getting Cut Twice in 2026
Personal Finance

Why Eliquis and Jardiance Prices Are Getting Cut Twice in 2026

Discover how Medicare price cuts for Eliquis and Jardiance in 2026 will reduce costs, benefiting millions of patients nationwide.

11/13/2025 3.59 min read
Why Seniors Are Swapping Canes for This New Foldable Device
Personal Finance

Why Seniors Are Swapping Canes for This New Foldable Device

Discover why seniors are choosing foldable mobility devices over traditional canes for better convenience, style, and independence.

11/13/2025 3.105 min read
Why Eliquis and Jardiance Prices Are Dropping Twice in 2026
Personal Finance

Why Eliquis and Jardiance Prices Are Dropping Twice in 2026

Eliquis and Jardiance prices are set to drop significantly in 2026 due to government negotiations, providing relief for Medicare beneficiaries.

11/13/2025 2.965 min read
New FDA-Approved Diabetes Option Stirs Buzz
Personal Finance

New FDA-Approved Diabetes Option Stirs Buzz

The FDA's approval of Mounjaro offers a new dual-action option for managing Type 2 diabetes, combining blood sugar control with weight loss benefits.

11/13/2025 2.95 min read
7 Skin Spots That Might Be Worth a Second Look
Personal Finance

7 Skin Spots That Might Be Worth a Second Look

Learn about seven skin spots that require attention and their potential implications for your health. Early detection is crucial.

11/13/2025 2.775 min read
Fix That Hunched Back With These 4 Easy Steps
Personal Finance

Fix That Hunched Back With These 4 Easy Steps

Discover 4 easy steps to fix your hunched back, improve posture, and reduce discomfort with simple exercises and daily habit adjustments.

11/13/2025 2.985 min read
The Mobility Gadget Seniors Are Choosing Over Walkers
Personal Finance

The Mobility Gadget Seniors Are Choosing Over Walkers

Discover the modern mobility gadgets seniors prefer over traditional walkers for improved independence and ease of movement.

11/13/2025 2.66 min read
These 64 Medicare Drugs Just Got Inflation Rebates and Price Cuts
Personal Finance

These 64 Medicare Drugs Just Got Inflation Rebates and Price Cuts

Discover how the Inflation Reduction Act will lower costs for 64 Medicare drugs and relieve financial burdens for seniors starting in 2025.

11/11/2025 3.73 min read
Medicare Just Named 64 Drugs for Rebates and Up to 60 Percent Price Cuts
Personal Finance

Medicare Just Named 64 Drugs for Rebates and Up to 60 Percent Price Cuts

Learn about Medicare's recent announcement on 64 prescription drugs eligible for rebates and how it can save seniors up to 60% on medication costs.

11/11/2025 3.75 min read
10 Bucket List Trips Everyone Needs to Experience
Personal Finance

10 Bucket List Trips Everyone Needs to Experience

Explore the top 10 must-do bucket list trips that blend adventure, culture, and nature for unforgettable experiences around the globe.

11/10/2025 4.135 min read
5 Forgotten Household Items That Just Skyrocketed in Value
Personal Finance

5 Forgotten Household Items That Just Skyrocketed in Value

Discover five forgotten household items that have surged in value, offering a chance to declutter while potentially making money.

11/10/2025 3.315 min read
5 Types of Old Household Items That Could Be Worth Money
Personal Finance

5 Types of Old Household Items That Could Be Worth Money

Discover five types of old household items that could fetch you cash. Uncover treasures in your attic or garage today.

11/10/2025 3.67 min read
7 Rare Christmas Ornaments Now Worth a Fortune
Personal Finance

7 Rare Christmas Ornaments Now Worth a Fortune

Discover 7 rare Christmas ornaments worth a fortune, from vintage glass to elegant crystal pieces. Uncover hidden treasures for collectors!

11/10/2025 4.055 min read
10 Cars That Can Easily Surpass 300,000 Miles
Personal Finance

10 Cars That Can Easily Surpass 300,000 Miles

Discover 10 reliable cars that can surpass 300,000 miles, ensuring longevity and durability for your investment. Choose wisely for lasting value.

11/10/2025 4.115 min read
9 Surprising Tricks to Lower Your Electric Bill
Personal Finance

9 Surprising Tricks to Lower Your Electric Bill

Discover 9 surprising tricks to lower your electric bill effortlessly, from upgrading appliances to optimizing energy usage at home.

11/10/2025 3.14 min read
5 Obsolete Gadgets That Are Now Worth Serious Cash
Personal Finance

5 Obsolete Gadgets That Are Now Worth Serious Cash

Discover five obsolete gadgets that are now surprisingly valuable, from gaming consoles to vintage music players. Find out what could be worth cash!

11/10/2025 4.025 min read
9 Items in Your Fridge You Should Toss Immediately
Personal Finance

9 Items in Your Fridge You Should Toss Immediately

Discover nine items in your fridge that may pose health risks and should be tossed immediately for better food safety and hygiene.

11/10/2025 3.355 min read
Why More Seniors Are Swapping Walkers for This Sleek Device
Personal Finance

Why More Seniors Are Swapping Walkers for This Sleek Device

Seniors are trading traditional walkers for stylish mobility devices that enhance independence and reflect personal style in their daily lives.

11/10/2025 3.485 min read
Why Everyone Is Grabbing This Christmas Gadget Before December Hits
Personal Finance

Why Everyone Is Grabbing This Christmas Gadget Before December Hits

Discover the must-have Christmas gadget trends this season, from smart speakers to wearable tech. Shop early for the best gifts!

11/10/2025 3.305 min read
8 Clever Menu Tricks Restaurants Use to Influence You
Personal Finance

8 Clever Menu Tricks Restaurants Use to Influence You

Discover clever menu tricks restaurants use to influence your choices and enhance your dining experience with informed decisions.

11/10/2025 3.37 min read
A-Fib 2.0: A New Pill May Replace Lifelong Blood Thinners
Personal Finance

A-Fib 2.0: A New Pill May Replace Lifelong Blood Thinners

Explore new alternatives to blood thinners for managing A-Fib, including innovative medications and devices that can improve patient outcomes.

11/10/2025 3.26 min read
What Everyday Sellers Are Listing Online in 2025
Personal Finance

What Everyday Sellers Are Listing Online in 2025

Explore the top online selling trends for 2025, including health products, fashion, tech accessories, and beauty items to optimize your sales strategy.

10/12/2025 4.535 min read
Full List of Shows Making a Comeback in 2025
Personal Finance

Full List of Shows Making a Comeback in 2025

Discover the most anticipated TV shows making a comeback in 2025, including Severance, The White Lotus, and The Last of Us. Get ready for excitement!

10/9/2025 3.1 min read
Out of AFib in a Flash What Cardiologists Say About 2025’s Big Breakthrough
Personal Finance

Out of AFib in a Flash What Cardiologists Say About 2025’s Big Breakthrough

Discover the groundbreaking AFib breakthroughs cardiologists expect in 2025, including AI-driven precision ablation and pulsed field ablation, promising safer treatments.

10/9/2025 3.36 min read
This AFib Update Has Heart Patients Asking Questions
Personal Finance

This AFib Update Has Heart Patients Asking Questions

Explore the latest AFib updates, treatment options, and lifestyle changes for heart patients seeking to manage their condition effectively.

10/8/2025 3.49 min read
What Doctors Recommend to Improve Kidney Numbers
Personal Finance

What Doctors Recommend to Improve Kidney Numbers

Discover essential tips recommended by doctors to enhance kidney health and improve kidney function through diet, hydration, and lifestyle changes.

10/8/2025 2.94 min read
What’s Behind the Mug Trend Families Are Loving
Personal Finance

What’s Behind the Mug Trend Families Are Loving

Explore the mug trend reflecting modern family life with personalized designs and cozy moments over warm beverages. Discover why families embrace this style!

10/8/2025 3.92 min read
The Quiet Diabetes Risk Women Are Catching With This Test
Personal Finance

The Quiet Diabetes Risk Women Are Catching With This Test

Discover the quiet diabetes risks that women face, how to recognize them through testing, and practical management tips to prevent type 2 diabetes.

9/21/2025 3.72 min read
How Herbal Teas Help Reduce Bloating Naturally
Personal Finance

How Herbal Teas Help Reduce Bloating Naturally

Discover how herbal teas can naturally reduce bloating and improve digestion with our comprehensive guide to the best options and their benefits.

9/18/2025 4.57 min read
Understanding Angioedema: The Signs and Causes Often Overlooked
Personal Finance

Understanding Angioedema: The Signs and Causes Often Overlooked

Learn about angioedema, its signs, causes, and treatment options for this potentially life-threatening condition. Recognize symptoms and seek help.

9/16/2025 3.54 min read
Home Fixes So Quick, You’ll Never Call a Repairman Again
Personal Finance

Home Fixes So Quick, You’ll Never Call a Repairman Again

Discover quick home fixes you can do yourself to save time and money. From leaky faucets to clogged drains, become your own handyman today!

9/16/2025 3.18 min read
How Laser Eyelid Surgery Is Redefining Youthful Looks
Personal Finance

How Laser Eyelid Surgery Is Redefining Youthful Looks

Discover how laser eyelid surgery can rejuvenate your appearance, boost confidence, and offer benefits over traditional techniques.

9/10/2025 3.655 min read
The Simple Gadget That Solves Daily Tech Hassles
Personal Finance

The Simple Gadget That Solves Daily Tech Hassles

Discover how simple gadgets like Flair Smart Vent and Upright GO 2 can solve daily tech hassles and improve your lifestyle effortlessly.

9/10/2025 3.05 min read
SUVs Known to Last Over 400,000 Miles Without Quitting
Personal Finance

SUVs Known to Last Over 400,000 Miles Without Quitting

Explore the top SUVs that can last over 400,000 miles, ensuring reliability and performance for all your road adventures.

9/10/2025 3.455 min read
7 Cars Known to Outlast the Rest With Fewer Repairs
Personal Finance

7 Cars Known to Outlast the Rest With Fewer Repairs

Discover the top 7 cars known for their longevity and minimal repair needs, ensuring reliability and comfort for years to come.

9/8/2025 4.055 min read
Vertigo Symptoms You Should Never Ignore in 2025
Personal Finance

Vertigo Symptoms You Should Never Ignore in 2025

Discover essential vertigo symptoms you should never ignore, including red flags indicating serious conditions. Stay informed and keep your health in check.

9/8/2025 2.79 min read
Amazon’s Best Gift Picks You’ll Want Before They Sell Out
Personal Finance

Amazon’s Best Gift Picks You’ll Want Before They Sell Out

Discover Amazon's best gift picks you need to grab before they sell out, perfect for everyone on your shopping list this season.

9/8/2025 3.62 min read
How Laser Treatments Are Transforming Skincare
Personal Finance

How Laser Treatments Are Transforming Skincare

Explore how laser treatments are revolutionizing skincare, providing effective solutions for various skin concerns and enhancing overall skin health.

8/28/2025 3.055 min read
What Stylish Homes Are Using Instead of Ceiling Fans
Personal Finance

What Stylish Homes Are Using Instead of Ceiling Fans

Discover stylish alternatives to ceiling fans for modern cooling solutions that blend aesthetics and functionality in your home.

8/26/2025 3.1 min read
These Calcium-Packed Foods Are a Game Changer for Bone Health
Personal Finance

These Calcium-Packed Foods Are a Game Changer for Bone Health

Discover essential calcium-packed foods that can enhance your bone health and prevent osteoporosis as you age. Learn what to eat for strong bones!

8/26/2025 4.13 min read
This Unexpected Upgrade Completely Changed My Curb Appeal
Personal Finance

This Unexpected Upgrade Completely Changed My Curb Appeal

Transform your home's curb appeal with these effective upgrades, including a stunning modern garage door that enhances value and style.

8/22/2025 3.03 min read
I Found an Easier Way to Remember Passwords
Personal Finance

I Found an Easier Way to Remember Passwords

Discover an easy method to remember passwords, ensuring your digital safety with strong passwords and effective password management tools.

8/21/2025 3.405 min read
The Cream Seniors Reach For When Itching Won’t Quit
Personal Finance

The Cream Seniors Reach For When Itching Won’t Quit

Discover effective creams seniors use for itchy skin relief. Explore options, natural remedies, and tips for ultimate comfort.

8/18/2025 3.535 min read
The Sleek Gadget Quietly Replacing Walkers Across America
Personal Finance

The Sleek Gadget Quietly Replacing Walkers Across America

Explore the rise of sleek mobility gadgets replacing traditional walkers for seniors, promoting independence and stylish mobility options.

8/18/2025 3.97 min read
This Front Door Color Is Stealing the Show on Every Street
Personal Finance

This Front Door Color Is Stealing the Show on Every Street

Discover the trending front door colors of 2025, enhancing your home's personality and curb appeal with bold and inviting hues.

8/15/2025 3.165 min read
The Front Door Color That’s Taking Over Neighborhoods
Personal Finance

The Front Door Color That’s Taking Over Neighborhoods

Discover why navy blue is the trending front door color transforming homes, enhancing curb appeal while expressing individual style.

8/12/2025 3.605 min read
Rated Neurologists: Your Essential Guide
Personal Finance

Rated Neurologists: Your Essential Guide

Finding a top-rated neurologist is crucial for effective neurological care, and it involves seeking referrals, checking insurance coverage, researching patient reviews, and ensuring the specialist's expertise aligns with the patient's specific condition, with considerations such as teleneurology expansion and the increasing role of neurodiversity in care.

7/23/2025 5 min read
Neurologists Share Brain & Nerve Health Solutions
Personal Finance

Neurologists Share Brain & Nerve Health Solutions

To maintain optimal neurological health, experts suggest focusing on preventative care through personalized approaches such as targeted therapies and nutrition, while emphasizing the importance of regular physical activity, a balanced diet rich in omega-3s and antioxidants, consistent sleep patterns, stress management, and social connections to protect and enhance brain function across different life stages.

7/23/2025 7 min read
Blouses That Flatter: Look and Feel Your Best
Personal Finance

Blouses That Flatter: Look and Feel Your Best

The guide emphasizes choosing blouses with quality fabrics, strategic silhouettes, and practical features to enhance confidence and comfort, especially for women over 50, suggesting styles like the French tuck, natural fibers, and classic designs that flatter changing body shapes.

7/21/2025 5 min read
Why the Best Lotion for Elderly Skin Is Different—And What to Buy
Personal Finance

Why the Best Lotion for Elderly Skin Is Different—And What to Buy

As elderly skin undergoes significant changes like collagen loss and diminished moisture retention, choosing a lotion with key ingredients such as ceramides, peptides, and hyaluronic acid is crucial to address these issues. Recommended products include CeraVe Moisturizing Cream for daily use, Eucerin Advanced Repair Cream for extremely dry skin, and La Roche-Posay Lipikar Balm AP+ for fragile skin, and effective application includes moisturizing within three minutes post-bathing and using generous amounts.

7/16/2025 5 min read
Everything to Know About Free Ostomy Covers for Better Comfort
Personal Finance

Everything to Know About Free Ostomy Covers for Better Comfort

Ostomy covers, fabric sleeves for ostomy pouches, enhance comfort by reducing skin irritation, absorbing perspiration, minimizing noise, and protecting against punctures, with free samples available from manufacturers and non-profits such as Coloplast and United Ostomy Associations of America; optimal covers are typically made from breathable materials like cotton or bamboo and feature moisture-wicking and antimicrobial properties, while homemade or DIY options can offer cost-effective alternatives.

7/6/2025 6 min read
Tracking My Spending Daily Changed My Finances—Here's My Journal
Personal Finance

Tracking My Spending Daily Changed My Finances—Here's My Journal

Tracking daily spending for 90 days significantly improved the author's financial awareness and behavior, reducing impulsive expenses by 40% and uncovering emotional spending patterns. By immediately recording purchases and reviewing them weekly without judgment, the author found that a simple, consistent system can lead to meaningful savings and better spending aligned with personal values.

5/1/2025 4 min read
Living on Minimum Wage: A Realistic Financial Journal
Personal Finance

Living on Minimum Wage: A Realistic Financial Journal

Living on minimum wage necessitates creative and strategic financial management as traditional budgeting often falls short; key strategies include meticulous expense tracking, securing affordable housing, minimizing transportation costs, utilizing community food resources, and building an emergency fund, while utilizing support networks and exploring skill development can further improve financial resilience.

4/15/2025 7 min read
How I Paid Off $30K in Student Loans in 18 Months
Personal Finance

How I Paid Off $30K in Student Loans in 18 Months

The author successfully paid off $30,000 in student loans in 18 months by cutting expenses, increasing income through side hustles, and using the debt avalanche method, while maintaining a modest emergency fund and celebrating small milestones to stay motivated. Key actions included negotiating a raise, living with roommates, using public transit, freelancing, and spending mindfully, highlighting the importance of personalized financial strategies and suggesting that strategies may vary depending on individual circumstances.

3/25/2025 8 min read
My Debt-Free Journey: Weekly Reflections and Lessons
Personal Finance

My Debt-Free Journey: Weekly Reflections and Lessons

The key takeaway from this debt-free journey is the effectiveness of a weekly financial monitoring system, the adaptation of the debt snowball method prioritizing high-interest debts, and finding a supportive financial community, all leading to successful debt elimination without a drastic income increase. Additionally, the journey highlights the importance of financial education and the emotional challenges of managing debt, while emphasizing that life after debt offers new opportunities for financial growth and security.

3/14/2025 5 min read
From Paycheck to Paycheck to Saving $500/Month
Personal Finance

From Paycheck to Paycheck to Saving $500/Month

This guide offers practical steps to move from living paycheck to paycheck to saving $500 a month, emphasizing the importance of tracking expenses, adjusting the "big three" costs (housing, transportation, and food), eliminating unnecessary subscriptions, and leveraging both expense management and income growth strategies. It advises setting automatic savings transfers and creating specific savings accounts for different goals while also considering side hustles or negotiating raises to enhance income.

2/22/2025 11 min read
My Monthly Budget Journal: What I Spent and Saved
Personal Finance

My Monthly Budget Journal: What I Spent and Saved

Tracking expenses and personal spending habits using a customizable budget system—including an Excel spreadsheet and manual entries—revealed significant insights, such as how small, frequent purchases add up and emotional spending patterns, helping to refocus spending priorities and save more effectively; by implementing strategies like weekly check-ins, cash envelopes, and accountability partnering, the author has taken control of their finances and plans to boost savings and explore additional investment opportunities in the future.

2/10/2025 7 min read