Personal Finance

Collections of personal finance journals from individuals sharing their financial journeys and tips

20 articlesUpdated regularly
The Cream Seniors Reach For When Itching Won’t Quit
Personal Finance

The Cream Seniors Reach For When Itching Won’t Quit

Discover effective creams seniors use for itchy skin relief. Explore options, natural remedies, and tips for ultimate comfort.

8/18/20253.535 min read
The Sleek Gadget Quietly Replacing Walkers Across America
Personal Finance

The Sleek Gadget Quietly Replacing Walkers Across America

Explore the rise of sleek mobility gadgets replacing traditional walkers for seniors, promoting independence and stylish mobility options.

8/18/20253.97 min read
This Front Door Color Is Stealing the Show on Every Street
Personal Finance

This Front Door Color Is Stealing the Show on Every Street

Discover the trending front door colors of 2025, enhancing your home's personality and curb appeal with bold and inviting hues.

8/15/20253.165 min read
The Front Door Color That’s Taking Over Neighborhoods
Personal Finance

The Front Door Color That’s Taking Over Neighborhoods

Discover why navy blue is the trending front door color transforming homes, enhancing curb appeal while expressing individual style.

8/12/20253.605 min read
Rated Neurologists: Your Essential Guide
Personal Finance

Rated Neurologists: Your Essential Guide

Finding a top-rated neurologist is crucial for effective neurological care, and it involves seeking referrals, checking insurance coverage, researching patient reviews, and ensuring the specialist's expertise aligns with the patient's specific condition, with considerations such as teleneurology expansion and the increasing role of neurodiversity in care.

7/23/20255 min read
Neurologists Share Brain & Nerve Health Solutions
Personal Finance

Neurologists Share Brain & Nerve Health Solutions

To maintain optimal neurological health, experts suggest focusing on preventative care through personalized approaches such as targeted therapies and nutrition, while emphasizing the importance of regular physical activity, a balanced diet rich in omega-3s and antioxidants, consistent sleep patterns, stress management, and social connections to protect and enhance brain function across different life stages.

7/23/20257 min read
Blouses That Flatter: Look and Feel Your Best
Personal Finance

Blouses That Flatter: Look and Feel Your Best

The guide emphasizes choosing blouses with quality fabrics, strategic silhouettes, and practical features to enhance confidence and comfort, especially for women over 50, suggesting styles like the French tuck, natural fibers, and classic designs that flatter changing body shapes.

7/21/20255 min read
Why the Best Lotion for Elderly Skin Is Different—And What to Buy
Personal Finance

Why the Best Lotion for Elderly Skin Is Different—And What to Buy

As elderly skin undergoes significant changes like collagen loss and diminished moisture retention, choosing a lotion with key ingredients such as ceramides, peptides, and hyaluronic acid is crucial to address these issues. Recommended products include CeraVe Moisturizing Cream for daily use, Eucerin Advanced Repair Cream for extremely dry skin, and La Roche-Posay Lipikar Balm AP+ for fragile skin, and effective application includes moisturizing within three minutes post-bathing and using generous amounts.

7/16/20255 min read
Everything to Know About Free Ostomy Covers for Better Comfort
Personal Finance

Everything to Know About Free Ostomy Covers for Better Comfort

Ostomy covers, fabric sleeves for ostomy pouches, enhance comfort by reducing skin irritation, absorbing perspiration, minimizing noise, and protecting against punctures, with free samples available from manufacturers and non-profits such as Coloplast and United Ostomy Associations of America; optimal covers are typically made from breathable materials like cotton or bamboo and feature moisture-wicking and antimicrobial properties, while homemade or DIY options can offer cost-effective alternatives.

7/6/20256 min read
Tracking My Spending Daily Changed My Finances—Here's My Journal
Personal Finance

Tracking My Spending Daily Changed My Finances—Here's My Journal

Tracking daily spending for 90 days significantly improved the author's financial awareness and behavior, reducing impulsive expenses by 40% and uncovering emotional spending patterns. By immediately recording purchases and reviewing them weekly without judgment, the author found that a simple, consistent system can lead to meaningful savings and better spending aligned with personal values.

5/1/20254 min read
Living on Minimum Wage: A Realistic Financial Journal
Personal Finance

Living on Minimum Wage: A Realistic Financial Journal

Living on minimum wage necessitates creative and strategic financial management as traditional budgeting often falls short; key strategies include meticulous expense tracking, securing affordable housing, minimizing transportation costs, utilizing community food resources, and building an emergency fund, while utilizing support networks and exploring skill development can further improve financial resilience.

4/15/20257 min read
How I Paid Off $30K in Student Loans in 18 Months
Personal Finance

How I Paid Off $30K in Student Loans in 18 Months

The author successfully paid off $30,000 in student loans in 18 months by cutting expenses, increasing income through side hustles, and using the debt avalanche method, while maintaining a modest emergency fund and celebrating small milestones to stay motivated. Key actions included negotiating a raise, living with roommates, using public transit, freelancing, and spending mindfully, highlighting the importance of personalized financial strategies and suggesting that strategies may vary depending on individual circumstances.

3/25/20258 min read
My Debt-Free Journey: Weekly Reflections and Lessons
Personal Finance

My Debt-Free Journey: Weekly Reflections and Lessons

The key takeaway from this debt-free journey is the effectiveness of a weekly financial monitoring system, the adaptation of the debt snowball method prioritizing high-interest debts, and finding a supportive financial community, all leading to successful debt elimination without a drastic income increase. Additionally, the journey highlights the importance of financial education and the emotional challenges of managing debt, while emphasizing that life after debt offers new opportunities for financial growth and security.

3/14/20255 min read
From Paycheck to Paycheck to Saving $500/Month
Personal Finance

From Paycheck to Paycheck to Saving $500/Month

This guide offers practical steps to move from living paycheck to paycheck to saving $500 a month, emphasizing the importance of tracking expenses, adjusting the "big three" costs (housing, transportation, and food), eliminating unnecessary subscriptions, and leveraging both expense management and income growth strategies. It advises setting automatic savings transfers and creating specific savings accounts for different goals while also considering side hustles or negotiating raises to enhance income.

2/22/202511 min read
My Monthly Budget Journal: What I Spent and Saved
Personal Finance

My Monthly Budget Journal: What I Spent and Saved

Tracking expenses and personal spending habits using a customizable budget system—including an Excel spreadsheet and manual entries—revealed significant insights, such as how small, frequent purchases add up and emotional spending patterns, helping to refocus spending priorities and save more effectively; by implementing strategies like weekly check-ins, cash envelopes, and accountability partnering, the author has taken control of their finances and plans to boost savings and explore additional investment opportunities in the future.

2/10/20257 min read